What is IRS Direct File?
Direct File is an intuitive, interview-based tax preparation software that guides taxpayers step-by-step through the filing process. It is available in English and Spanish, with live chat support from IRS agents in both languages. Designed with a mobile-first approach, Direct File provides a seamless user experience for both phone and desktop users.
Who is eligible?
Generally speaking people with relatively straightforward taxes who don't itemize are eligible. *New in 2025
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Wage income (W-2)
Social Security income (SSA-1099)
Unemployment compensation (1099-G)
*Interest income (1099-INT)
*Retirement income (excluding IRAs) (1099-R)
*Alaska Permanent Fund Dividends for Alaska residents (1099-MISC)
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Earned Income Tax Credit
Child Tax Credit
Credit for Other Dependents
*Child and Dependent Care Credit
*Premium Tax Credit*Retirement Savings Contributions Credit (Saver’s Credit)
*Credit for the Elderly and Disabled
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Standard deduction only
Student loan interest
Educator expenses
*Health Savings Account contributions
You can’t use Direct File if you itemize deductions. If you lived or earned money in multiple states, you cannot use Direct File this year.